Mortgages: A Long Look Forward

Mortgages have become an integral part of the process involved with purchasing residential property. A large part of purchasing residential real estate is securing appropriate financing. This involves more than going to a lender and securing a loan, it dovetails with the processes of choosing a location, understanding priorities, and knowing one’s objectives and aspirations. Obviously, the prospective borrower needs to understand what the procedure is, and what the process entails. A realtor can be of help pointing his client in the right direction, but should not be the one who decides who the client uses.

Primary Residential Mortgage, Inc., based in Fairhope AL, operates on the principle that the borrower should be actively involved in the process every step of the way. From choosing among various loan programs to understanding negotiating terms, their experts can guide the process to a satisfactory conclusion. PRMI can secure VA loans, FHA loans, USDA loans, conventional loans, and even jumbo loans. The company is dedicated to giving each

customer a positive experience. Their local home loan originators have decades of combined experience in the industry and can help the prospective home buyer achieve short and long-term goals. They understand the market and the area, are invested in local communities, and are ready to begin the process as soon as the prospective buyer is ready.

Wes Dean and the other lenders at PRMI understand the human side of the process as much as the economic side. Buying a house involves need and desire, pain and pleasure, indulging oneself, as well as providing for the future. The main agenda is securing a home for a family and an investment for the future. The prospective buyer is in a position to make decisions on one of life’s most important and long-lasting family financial decisions.

The mortgage market is not stationary by any means. Rates can and do fluctuate, and prospective borrowers need to be aware that this is a continuous process. For example, the market is a little softer now than it was, say, a year ago. This by no means says, “Don’t buy a house.” Rather, it says to the prospective buyer, “Examine the market carefully, evaluate the potential acquisition, shop for the best terms and conditions, and stay informed - and flexible.”

Choosing a reputable mortgage company and reputable agent, understanding your own goals and objectives, researching the housing market, and proceeding with selecting a home and securing a mortgage in order to move forward with one of life’s truly important decisions. The professionals at Primary Residential Mortgage, Inc. are ready to assist you in making home ownership a reality.

Primary Residential Mortgage, Inc.
753 Nichols Avenue
Fairhope AL 36532
251-206-6700
wes.dean@primeres.com